ProgramTeam1 Mortgage Savings

Mortgage Savings

Employees can save hundreds, even thousands on a home loan through one of our preferred lenders

Home Advantage has dedicated full-time, full-service professional real estate agents that are Program Certified and available to assist you with all your real estate needs. Whether you are a first-time home buyer in need of education, credit improvement, down payment assistance, debt reduction or elimination, your trusted Home Advantage Program real estate agent can help you every step of the way.

Meet Your Personal Real Estate Team

Holly Hayes - Loan Officer
Holly Hayes – Loan Officer
(425) 898-5117
hhayes@loandepot.com

Lets Talk!

Lets Talk!

For more than 20 years, Holly has been helping clients achieve their homeownership dreams. From first-time home buyers to seasoned real estate investors, she guides her clients through the process with professionalism, detailed personalized service, and a commitment to excellence.

Known for her persistence as a creative problem-solver, Holly first takes the time to listen to your personal financing goals. She then educates you about loanDepot’s wide selection of loan products and explains your options. She knows that your family’s lending needs are important and unique, and helps you consider the long-term impact of your mortgage decisions. Once your loan is underway, Holly and her team make it a priority to keep you and all involved parties informed of its progress, guiding it through to a timely close. Should you have any questions along the way, Holly is always responsive and ready to get you answers.

A former real estate agent, Holly studied marketing at Oregon State University and the University of Idaho, and has lived in the Northwest since 1980. She volunteers for Seattle’s FareStart Restaurant and job training program, and supports the Seattle Animal Shelter and VetPAW, a nonprofit that employs post-9/11 veterans to protect African wildlife. When she’s not assisting clients, she enjoys cooking traditional Italian food and spoiling her cat, Daphne.

Boni Buscemi - Real Estate Agent
Boni Buscemi – Real Estate Agent
(206) 259-0012
bonniebuscemi@outlook.com

Lets Talk!

Lets Talk!

A waterfront and luxury home specialist for over 16 years, Boni Buscemi is a dedicated and hardworking broker who listens to client needs to identify real estate goals and create strategies that exceed them. Boni loves to meet new people, work with unique personalities, and cultivate relationships. For Boni, real estate is the heart of the American Dream; it is in the nucleus of our existence to search out, identify, and acquire homes because they’re the center of our lives. Home is where we celebrate events, raise our families, and make memories.

To best serve her clients in a transaction involving what is often their largest asset, Boni finds it pertinent to be able to offer expert advice, and continually seeks out new educational opportunities to expand upon her top tier service. She currently holds an MBA with an emphasis in Finance and is designated in Commercial Real Estate and Luxury Marketing. Every client is a unique individual with distinctive needs. Boni’s comprehensive marketing suite includes a team of professional stagers, advertising coordinators, and staff who modify and adjust to suit the property.

Boni aligned with the Realogics Sotheby’s International Realty “Park House” because their professional presence in the marketplace mirrors her own, where renowned client care meets an international marketing reach beyond compare. Boni’s affiliation with a 274-year trusted Sotheby’s Brand heritage allows her to represent her luxury home clients with ease. As a referral Realtor, Boni is proud of the testimonials she receives and allows all new clients the opportunity to connect with previous clients to learn more about working with her. Given that her business is built primarily on referrals, Boni serves where her clients need her, which often deviates from her specialization in waterfront and luxury properties.

With an “international upbringing,” Boni spent her early years split between Lebanon and Europe. She later went on to live in Beiruit, Tehran, Geneva, Collonge-sous-Saleve, St. Albans outside London, Napa Valley and La Jolla before moving to the Pacific Northwest. She currently lives in Madison Park where she enjoys an active lifestyle, from playing tennis and horseback riding to golfing and ballroom dancing. She spends her quiet time with her book club or at her piano. Passionate about her community, she is an avid supporter of many charity and arts organizations including Fresh Start Surgical Gifts, Habitat for Humanity, Vashon Allied Arts, and The San Diego Arts Commission, among others. Boni is a member of “Women in the Know,” the National Association of Realtors, is proficient in 1031 Exchange Policies to Defer Capitol Gains, and holds an MBA in addition to SFR and CCS accreditations.

As an employee, you have valuable home loan savings available to you that may include UnionPlus benefits, special educator loan programs to down payment assistance programs. Your preferred Home Advantage Program mortgage partner can help you every step of the way, whether you are buying your first home and need down payment assistance, improve your credit, saving for home ownership, home ownership education. Your Home Advantage Program mortgage partner has the skills and expertise to help you.

FHA or VA loan programs

  • Down payment assistance loan programs
  • Teacher/School employee home loan programs
  • Conventional loan programs

Need to refinance your existing home loan or change your 30 year loan to a 15 year loan to payoff your mortgage sooner, your Home Advantage Program mortgage partner can assist you.

For Family and Friends Too!

Your family and friends can also use your exclusive Home Advantage benefits and save! Home Advantage welcomes the opportunity to assist anyone that you may know looking to buy or sell real estate, finance or refinance real estate.

Home buyer Education

Each month, Home Advantage provides local home buyer education sessions to learn about home
Ownership to be a more informed buyer.

Additional periodic education sessions are made available in your local area including:

  • Saving for a home
  • Budgeting
  • How to Save $5,000 or more per year
  • Reducing and eliminating debt
  • Buying a condo
  • Buying a vacation home
  • Improving your credit
  • State bond down payment assistance education
  • Paying off your Mortgage Years Early

Savings calculator

Buyers Savings





Total$

* I understand and agree that the “Calculate Your Savings” is an estimate. Your savings may be different based on the real estate agent’s commission rate, state in which the transaction occurs, the sales or purchase price of your home and/or mortgage amount.

Call HOME ADVANTAGE toll free 253.256.5260 and talk to one of our friendly Client Advocates. They can assist you with any questions you may have to helping you get connected to one of our certified real estate agents to serve your real estate needs.

Terms and Conditions:
In order to receive your valuable real estate rebate, you must use a Home Advantage Program certified real estate agent. Your Home Advantage Program Client Advocate will assign you one of our certified real estate agents. If you are already working with an agent or are under contract to buy or sell real estate, your Home Advantage Program benefits will not apply. It is not required that you use a Home Advantage Program certified agent if your needs are for a home loan only or if you have your own preferred home loan provider, you are still eligible to use a Home Advantage certified real estate agent.